Reference

Your Agreement with y90 Starts Here

These Terms & Conditions form the binding agreement between you and y90 when you open an account on y90.

Account EligibilityUPI & Paytm TransactionsWithdrawal RulesContent & ConductGoverning Law

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What These Terms Actually Cover

y90 Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

By creating and using an account on y90.club, you confirm that you have read, understood and accepted these Terms & Conditions in full. The agreement covers account registration and identity verification, fund deposits and withdrawals processed through UPI, Paytm and PhonePe, your use of the games

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lobby including Live Blackjack, Spribe Aviator and Football Strike, and any promotional activity running on the platform. y90 may update these Terms & Conditions at any time; we will post the revised version on this page and the updated terms take effect from the moment they
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are published. It is your responsibility to check this page periodically. Continued use of your account after an update is posted constitutes acceptance of the revised terms. If you do not agree with a change, you should close your account and cease using the platform before
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the revised terms take effect.

Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

TERMS CONTACT

Reach Us About These Terms

If any clause in these Terms & Conditions is unclear, or if you believe your account has been treated in a way that does not align…

HOW WE HANDLE IT

Data, Security and Account Integrity at y90

These Terms & Conditions are not just a formality — they describe concrete processes we follow every day to protect your account and your funds.

Data Retention Policy

We retain your account and transaction data for the period required by applicable Indian law. You may request a summary of stored data by contacting support; we will respond within 30 days citing the relevant retention clause.

Cookie Use

Our cookie policy, incorporated into these Terms & Conditions, explains which cookies are strictly necessary for account sessions and which are analytical. You can adjust non-essential cookie preferences in your browser settings at any time.

Account Security

Under these Terms & Conditions, you are responsible for keeping your login credentials confidential. We will never ask for your password via email or chat; any such request should be reported to support immediately as a potential phishing attempt.

Transaction Records

Every UPI, Paytm and PhonePe transaction is logged and visible in your account history. If a discrepancy appears, these Terms & Conditions give you the right to raise a formal dispute within 60 days of the transaction date.

Requesting Term Changes

You cannot unilaterally modify these Terms & Conditions, but you may write to us requesting a review of how a clause has been applied to your account. We will acknowledge within 5 business days and provide a written outcome.

Account Closure Rights

These Terms & Conditions outline your right to close your account at any time. Submit a written request via email or live chat; pending verified withdrawals to your Paytm or UPI account will be processed before closure is confirmed.

Answers to Common Terms & Conditions Questions

The questions below address the clauses that account holders ask about most frequently — from how updates to these Terms & Conditions are communicated, to what happens when a dispute arises over a UPI or Paytm transaction. Each answer refers to the part of the agreement most relevant to that situation.

We publish the revised Terms & Conditions on this page with a new effective date at the top. For significant changes, we may also send a notification to the email address registered on your y90.club account before the update takes effect.

Yes. The payment section of these Terms & Conditions applies to all deposit and withdrawal methods available on y90.club, including UPI, Paytm and PhonePe. Specific processing times and verification steps for each method are outlined within that section.

Raise a formal dispute through live chat or email, referencing the clause number. Under these Terms & Conditions, y90 will investigate and provide a written response within 10 business days, with a clear explanation of the decision reached.

No. These Terms & Conditions explicitly prohibit sharing account credentials. Each account must correspond to a single individual whose identity has been verified. A breach of this clause may result in account suspension pending a review.

These Terms & Conditions are governed by applicable Indian law, to the extent that local law permits the activities described. Eligibility to use y90.club depends on whether such use is lawful in your specific state or territory within India.

Contact our support team by email with your registered account name and a data-access request. Under these Terms & Conditions and applicable data rules, we will supply a summary of stored personal and transactional data within 30 days of receiving your request.

These Terms & Conditions require us to notify you of an account closure and the reason for it, unless a legal obligation prevents disclosure. Any verified balance in your account will be returned to your registered UPI or Paytm account after the required checks.

Your Agreement with y90 Starts Here

Reach Us About These Terms

Data, Security and Account Integrity at y90

Data Retention Policy

Cookie Use

Account Security

Transaction Records

Requesting Term Changes

Account Closure Rights

Answers to Common Terms & Conditions Questions

01 How will I know when the Terms & Conditions have been updated?

02 Do these Terms & Conditions cover deposits made via UPI, Paytm and PhonePe?

03 What happens if I disagree with how a clause was applied to my account?

04 Can I share my account with another person under these Terms & Conditions?

05 Which law governs these Terms & Conditions?

06 How can I request a copy of the data y90 holds on my account?

07 What rights do I have if y90 closes my account?

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